Blogs

5 Ways Criminals Use Social Engineering to Scam Us

A major risk to both businesses and individuals, social engineering involves the exploitation of our very nature. Specifically, criminals use social engineering techniques to elicit feelings of fear, uncertainty, pressure, and excitement in the hope that we will deviate from the ways we typically behave. Their goal is to gain access to our sensitive information or take advantage of us for financial gain. Here, we’ll explore five ways that criminals use social engineering to scam us—and tips to avoid falling victim.

Donor Advised Funds: Tax Benefit Today, Giving Opportunities Tomorrow

Funds are a flexible and popular option for long-term charitable giving

This time of year, many of us are in a charitable frame of mind. If you have assets you want to give but haven’t decided on a charity or when you want to make the contribution, there’s still a way to get the charitable tax deduction for 2017.

 

A Matter of Policy

Life insurance explained – on your terms

You’ve probably heard the phrase, “The check’s in the mail.” Life insurance is just like that. It’s a financial tool that makes sure there’s a check in the mail for your loved ones if anything happens to you.

 

Ways You Can Avoid Inheriting an Estate Tax Bill

Why you need an estate plan – even if you don’t pay the estate tax
 

The estate tax is a hot topic in the news right now with a lot of speculation about the role it may play in tax reform. The tax has been repealed three times since it was introduced more than 90 years ago.

The tax impacts individuals who inherit an estate worth more than $5.49 million, or couples who inherit an estate worth more than $10.98 million. Twelve states also have estate taxes so depending on how much you inherit and where you live, you could be subjected to a federal and state tax bill.

In Case of Emergency

A financial safety net can help protect you in emergencies

In times of crisis, you want to have quick access to funds to help you bridge the gap. Make sure you’re prepared by setting up an emergency fund – now – that can cover urgent financial needs. 

Tim DiSette Named a Top Retirement Plan Adviser

Infinitas co-founder selected for third annual Financial Times 401 List

Tim DiSette, cofounder of Infinitas, has been named to the third annual Financial Times 401 Top Retirement Plan Advisers. The honor recognizes the top advisers in the country specializing in defined contribution (DC) retirement plans.

 

A Bit About Bitcoin

What you should know about the digital currency

You may have heard that businesses such as Microsoft, Overstock.com and Dish Network accept the digital currency bitcoin. Even the sports world jumped in with the NBA’s Sacramento Kings accepting bitcoin for game tickets or purchases made in its team store.

 

Market Growth and Headline Hype

What investors should keep in mind in the final months of 2017

Bold statements. Covert operations. Political stand-offs. The first half of 2017 saw its fair share of activity. As we shift to fall and plan for the final quarter of the year, what can investors expect? Tim DiSette, Infinitas founder and partner, shares his take.

Medicare and HSAs: Health Care Vitals

Supplemental plans ease out-of-pocket costs; HSAs give triple tax savings

Bad medicine. It’s what many of us think about the rhetoric surrounding the health care debate. Depending on the hour and the headline, the health care pendulum swings from thriving to code blue as quickly as you change cable news channels.

529 College Savings Plans Score High Marks for Tax Savings, Flexibility

Set aside $14,000 per parent, per child, per year with a 529 plan

Back-to-school time is here. As you shift from summer vacation to the upcoming academic year, it’s a good time to study the best ways to save for your child’s college education.