Blogs

Ways You Can Avoid Inheriting an Estate Tax Bill

Why you need an estate plan – even if you don’t pay the estate tax
 

The estate tax is a hot topic in the news right now with a lot of speculation about the role it may play in tax reform. The tax has been repealed three times since it was introduced more than 90 years ago.

The tax impacts individuals who inherit an estate worth more than $5.49 million, or couples who inherit an estate worth more than $10.98 million. Twelve states also have estate taxes so depending on how much you inherit and where you live, you could be subjected to a federal and state tax bill.

In Case of Emergency

A financial safety net can help protect you in emergencies

In times of crisis, you want to have quick access to funds to help you bridge the gap. Make sure you’re prepared by setting up an emergency fund – now – that can cover urgent financial needs. 

Tim DiSette Named a Top Retirement Plan Adviser

Infinitas co-founder selected for third annual Financial Times 401 List

Tim DiSette, cofounder of Infinitas, has been named to the third annual Financial Times 401 Top Retirement Plan Advisers. The honor recognizes the top advisers in the country specializing in defined contribution (DC) retirement plans.

 

A Bit About Bitcoin

What you should know about the digital currency

You may have heard that businesses such as Microsoft, Overstock.com and Dish Network accept the digital currency bitcoin. Even the sports world jumped in with the NBA’s Sacramento Kings accepting bitcoin for game tickets or purchases made in its team store.

 

Market Growth and Headline Hype

What investors should keep in mind in the final months of 2017

Bold statements. Covert operations. Political stand-offs. The first half of 2017 saw its fair share of activity. As we shift to fall and plan for the final quarter of the year, what can investors expect? Tim DiSette, Infinitas founder and partner, shares his take.

Medicare and HSAs: Health Care Vitals

Supplemental plans ease out-of-pocket costs; HSAs give triple tax savings

Bad medicine. It’s what many of us think about the rhetoric surrounding the health care debate. Depending on the hour and the headline, the health care pendulum swings from thriving to code blue as quickly as you change cable news channels.

529 College Savings Plans Score High Marks for Tax Savings, Flexibility

Set aside $14,000 per parent, per child, per year with a 529 plan

Back-to-school time is here. As you shift from summer vacation to the upcoming academic year, it’s a good time to study the best ways to save for your child’s college education.

Beyond our Borders

Stocks in Europe have trailed the U.S. for seven years. Should you write ‘em off?

Stocks in Europe have trailed U.S. prices for the last 85 months. A stat like this would make most of us pause before allocating too much of our portfolios to global.

Beware of Bears

Watch out for the grizzly conditions of bear markets

It’s not uncommon for a client to ask about the risk of a bear market. Often, the rocky financial landscapes we saw in 2000 and 2008 are still fresh in their minds.

Turn Down the Noise

The four economic factors you should really watch

Take a moment to read the business section of any major newspaper and it’s easy to get caught up in the noise. After all, we’re inundated with headlines about high oil prices, the value of the dollar, the rise of countries like China, and even the risk of another U.S. recession.